Santander World Elite™ Mastercard®: The Perfect Travel Companion

When you travel, you have to consider buying insurance. However, it can be very expensive. That's where the 40% online discount on Santander travel insurance of our credit card comes in. With this affordable bonus, you can go abroad and relax knowing you'll be covered. To keep your mind at ease, you can also use the MasterCard Concierge 24/7 when you use the card.

How the Santander World Elite™ Mastercard® works 

1. No foreign transaction fees for purchases made abroad in local currency

2. 0.5% cash return on purchases of up to £3,000 per month

3. 0% interest on purchases and balance transfers for 18 months after account opening and no balance transfer fees

4. monthly fee: £15

How to get the Santander World Elite™Mastercard®

If you are interested in applying for the Santander World Elite™ Mastercard® credit card, it will be very easy and will only take you a few minutes as long as you are eligible.

To be eligible, you must be a Santander Select or a customer of private banks; Be at least 18 years old, a UK citizen and have a steady annual income of over £7500. You must also have a good credit record and no history of bankruptcy in the last 6 years. 

If you tick all these boxes, you can then go directly to the Santander website and fill in your profile and work details in the online application form. 

After submitting the correct information, the bank will have a credit check to determine if you are accepted and the credit limit they can offer. The average credit limit for customers using this credit card is £2,000. But it may be more, depending on your circumstances.

Fees and Charges

In order to enjoy the benefits of the Santander World Elite™ Mastercard®, it is always recommended that you pay your debts on time.

The following are the standard fees and specific rules:

1. Monthly fee: £15

2. APR on purchases and balance transfers for the first 18 months: 0%(promotion)

3. APR on purchases and balance transfers after 18 months: 18.9%

4. Balance transfer fee after the promotion period: 3% (minimum £5)

5. Late payment penalty: £12

6. Over limit fee: £12

7. Refunded payment fee: £12

8. Foreign transaction fee: £0

9. Cash advance: 3% (minimum £3)